• FCR3
  • Bible Study
  • Income Planning
  • Financial Tools
  • Stacking
  • GEAR
  • Ins.Quotes Instant Secure
  • More
    • FCR3
    • Bible Study
    • Income Planning
    • Financial Tools
    • Stacking
    • GEAR
    • Ins.Quotes Instant Secure
  • FCR3
  • Bible Study
  • Income Planning
  • Financial Tools
  • Stacking
  • GEAR
  • Ins.Quotes Instant Secure

Build a Tax-FREE Foundation

Taxation Is Tyranny, it always has been, ESPECIALLY TODAY!

As Americans, it's in our nature to stand up 

to tyrannical taxation. 


Look at all the antichrist programs our government funds with OUR HARD EARNED TAX PAYMENTS! 


Endless wars, Sending our money over to ukraine & 

the taliban's weekly white envelope, 

yet in NC people are suffering. 


Years back it was the American taxpayer providing the bailouts for the mega-companies that view us as peasants while we are data cattle on their social media platforms..


Our tax payments fund Abortion, sex change operations for children, woke ideological public school curriculums, political favors, pharmaceutical experiments, welfare programs for those who milk the system, hotel rooms, Walmart cards, healthcare & cell phones to illegals for free at our expense while Veterans & American children are homeless and hungry.


The list goes on and on 

and WE PAY FOR ALL OF THIS THROUGH TAXES!



  • Liquidity In Early Years, cash accumulates Tax-Deferred, Face Amount in-force Day 1 to age 120


  • Tax-FREE distributions while keeping insurance & Living Benefits in-force until age 120


  • Cash Accumulation that will outpace market indices with zero exposure to market losses.


  • Tax Free Death Benefit.


  • Lump Sum CASH Payments for:


Critical Illness, 

Specified Illness, 

Critical Injury, 

Chronic Illness (Long Term Care Insurance), 

Alzheimer's Lump Sum Benefits 

& Terminal Illness.

 

Tax-Deferred Cash Accumulation, Tax-Free Distributions

With these policies, you can potentially outpace stock market index returns (through Participation Rates) while protecting your principal from market losses. Additionally, some companies offer fixed bonus interest on top of the index returns, providing an additional layer of growth.

One of the key benefits of this strategy is the liquidity. With some companies, we can secure 100% liquidity in about five years, allowing you to access your money early if needed.

Any withdrawals or systematic payments you make come out tax-free, making this a very tax-efficient strategy. Moreover, we can design the plan to ensure you don't become a MEC (a regular retirement account losing the additional tax advantages), and most policies guarantee the face amount until at least age 120.



Different Goals Different Companies

Many companies offer IUL / FIUL, though they are the same financial vehicle, different companies have different strengths and concentrations. Some companies lean heavy on Living Benefits, some companies pride themselves on the money managers they use for their index funds, some companies offer great guarantees but are lacking on the non-guaranteed rates compared to others. Some companies concentrate on Face Amount Guarantees & Living Benefits, some have minimal Living Benefits with a concentration on Cash Accumulation offering fixed bonuses on top of index earnings and Participation Rate credits.

Generic IUL Info. (not product specific)

Allianz Generic IUL Info (pdf)Download

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